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Liberty Mutual Invitational tournaments are generally scramble style competitions.  The scramble format enables golfers of varying levels of skill to participate in a competitive yet enjoyable tournament.  Amateur golfers will play in teams of four.  Each team must have a combined USGA Handicap Index of at least 43.0.  Only one player per team may have a USGA Handicap Index of 8.0 or below.

The scramble format and USGA Handicap Index requirements make the Liberty Mutual Invitational much more than just another amateur golf tournament: it is a pleasurable social event for participants and family members, as well as a benefit for a necessary and worthwhile cause.

In this scramble format, each team member tees off and the best drive is selected. All players then play from that spot. The process continues until the hole is completed. Each team must use at least three drives from each player during the course of the round. The team with the lowest gross score wins.